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Step 3. Know your options. Mortgage brokers: Brokers are independent, licensed professionals who act as matchmakers between lenders and a borrower to find loans that best suits the borrower’s needs. Brokers are paid by either the borrower or the lender (but not both) and charge a small percentage of the loan amount (1 to 2 percent).
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Mortgage loan officer licensing has reduced choices for Ohio consumers – Since Ohio started licensing mortgage brokers and loan officers in 2002, the number working in the industry has plunged because of licensing requirements and the economic crisis. Government leaders in.
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